Ingram Financial: Home Loans Made Simple
Sutherland Shire Mortgage Broker, Helping Clients Australia-Wide
You bring the goal: buying your first home, refinancing, or growing your portfolio. Ingram Financial compares dozens of lenders and does the legwork, so you can choose a loan that fits your life.
MFAA Member
Bank and Broker Experience
Dozens of Lenders Compared
5 Star Google Reviews
What Makes Us Different?
What makes us different is our commitment to genuinely personalised service and long-term results. As an experienced mortgage broker, we take the time to understand your financial goals and tailor lending solutions that fit. Not just now, but into the future. With access to a wide panel of lenders, we compare home loans, negotiate on your behalf, and simplify what can often feel like a complex process.
We focus on building lasting relationships, not just completing transactions. That means clear communication, honest guidance, and ongoing support well after your loan has settled. We review every client’s loan each year to check it’s still competitive, so you’re not left paying more than you need to, and we’re here to help as your circumstances change.
Your Advantage: Unaffiliated Advice, More Options
Your own personal, non-bank affiliated loan expert
We’re legally required to act in your best interests, and we’re not owned by a bank
Access to dozens of banks and lenders in one place
Ongoing support and guidance once your loan has settled
Don’t Just Take Our Word for It
Here’s what our clients have to say about our service
Google Reviews
Shannon had gone above and beyond with my mortage process. First time buyer, he made the process so simple. Great with communicating and updating me on any changes. Everything was great with Shannon, would recommend him to anyone in a second Thank u
5 star review from Google
Highly recommend our mortgage broker! Shannon was absolutely amazing throughout the entire process—knowledgeable, responsive, and genuinely supportive. He made what could have been a stressful experience feel smooth and manageable, always going above and beyond to help us. We’re so grateful for his guidance and couldn’t have done it without him!
Access Dozens of Lenders in One Place
As a mortgage broker, we have access to a wide panel of lenders, including major banks, smaller institutions, and non-bank lenders. This gives you far more choice than going directly to a single provider. This means we can compare a wide range of loan options to find one that truly fits your needs, whether you’re buying your first home, investing, or refinancing. My goal is to match you with the right loan, not just any loan, helping you secure a solution that works for your situation now and into the future.
More lenders doesn’t always mean better outcomes. What matters is having access to lenders that can assist a broad range of clients and scenarios. Our panel has been built to provide genuine choice and flexibility, helping us find solutions that fit your goals and circumstances and not just a one-size-fits-all approach.
Our Services
Ingram Financial offers many different loan types to meet your borrowing needs. Whilst we specialise in residential finance, we can also assist with commercial, asset and vehicle finance.
First Home Loans
Buying your first home is one of the biggest decisions you’ll make. From jargon-filled paperwork to inspections and settlement, we’ll guide you through each step and give it to you straight.
Next Home Loans
Planning your next move? Whether you’re upgrading, downsizing or renovating, we’ll help you understand your borrowing options, line up the timing of buying and selling, and find a loan that fits.
Refinancing
Is your home loan still working hard for you? Refinancing could lower your repayments or improve your loan features. We’ll compare your current loan with our lender panel and tell you straight.
Construction Loans
Building your dream home can have a few bumps along the way. That’s why it pays to sort out your finance before you sign a building contract, so you can build with confidence.
Property Investment Loans
Buying your first investment property or growing your portfolio? Whether you’re focused on cash flow or capital growth, we’ll help you structure your investment finance to suit your goals.
Bridging Loans
Want to buy your new home before you sell your current one? A bridging loan can cover the gap, and you repay it from the sale proceeds of your existing home.
Reverse Mortgages
Want to access some of the equity in your home without selling? A reverse mortgage may help supplement your retirement income, cover a major expense or help family. Find out whether one could suit you.
Car Loans
We all love that new car smell, but not everyone can pay for a car upfront. We’ll compare lenders to find a competitive car loan that suits your budget and your lifestyle.
Commercial Loans
Whether you need a bigger warehouse, more retail space or a new office, we’ll help you navigate the commercial loan maze and find finance that works for your business.
Business Loans
Looking to grow your business? We’ll help you find the right business loan, whether it’s for working capital, new equipment or expansion, and set it up to support your plans.
How It Works
Chat. You tell me your goals. I tell you what’s realistic.
Compare. I shortlist lenders and loans that actually suit your situation.
Settle. I handle the paperwork and chase the lender, so you don’t have to.
Curious What You Could Borrow?
Get a realistic borrowing estimate in under two minutes, with no obligation and no credit check.
Local to the Sutherland Shire, Helping Clients Australia-Wide
We’re based in Bangor, in the Sutherland Shire, and know the local market, from Sutherland & Kirrawee, Miranda & Caringbah and Cronulla & Kurnell to Menai and Engadine & Heathcote. Not local? Many of our clients work with us by phone and video, wherever they are in Australia.
As featured in Australian Broker, October 2026.
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Still Have Questions?
Let’s connect so we can assist, or simply start your application online today and we’ll be in touch to work out any details.
Need Some Help?
Not sure where to start? That’s exactly what we’re here for. Drop us a message and we will get back to you within one business day with clear, honest advice tailored to your situation.