La Trobe Financial home loans come from a Melbourne-based non-bank lender and asset manager established in 1952. Brookfield holds a majority stake in La Trobe Financial, which offers residential loans for self-employed borrowers, SMSF trustees, rural and international borrowers, as well as others whose circumstances fall outside standard bank criteria.
This page is a factual profile to help borrowers understand who La Trobe Financial is and where its home loans may fit. However, it is not a recommendation, and it does not rate or rank the lender.
La Trobe Financial at a Glance
| Item | Detail |
|---|---|
| Lender type | Non-bank lender and credit asset manager (not an authorised deposit-taking institution) |
| Owned by | Majority owned by Brookfield since May 2022; in April 2026 Axight agreed to acquire a minority stake |
| Founded or established | 1952 |
| Headquarters (city) | Melbourne, with an office in Sydney |
| Regulated by | ASIC (La Trobe Financial Services Pty Limited holds Australian Credit Licence 392385) |
| Listed on the ASX | No (privately owned) |
| Home loans for | Owner-occupiers, investors, self-employed borrowers, SMSF trustees, rural residential, international borrowers and eligible emergency services workers |
Ownership and History of La Trobe Financial
Since its establishment in 1952, La Trobe Financial has grown over seven decades into one of Australia’s larger non-bank lenders and credit asset managers. It lends against residential and commercial property and also manages investment funds on behalf of retail and institutional investors.
In March 2022 Brookfield, a global alternative asset manager, agreed to acquire La Trobe Financial, and the transaction completed in May 2022. Brookfield has been the majority owner since then.
Later, in April 2026, Axight, an Abu Dhabi-based private equity manager, agreed to acquire a minority stake from Brookfield. However, Brookfield will remain the majority shareholder, with completion of the transaction expected in the second half of 2026, subject to regulatory approvals.
La Trobe Financial’s head office is in Collins Street, Melbourne, and it also has a further office in Sydney. As a non-bank lender, it does not operate as an authorised deposit-taking institution, so it does not take deposits.
Sources for this section include the La Trobe Financial website and Financial Newswire.
Where La Trobe Financial Home Loans May Suit
La Trobe Financial positions its residential lending around borrowers it describes as non-conventional. Overall, based on the lender’s own material and independent coverage, La Trobe Financial home loans may suit:
- Self-employed borrowers who need a lite doc option with alternative income verification, in some circumstances and subject to lender criteria.
- SMSF trustees looking at SMSF loans, subject to eligibility and current superannuation borrowing rules.
- Buyers of rural residential property, which some mainstream lenders do not finance.
- Australian expats and international borrowers, subject to eligibility.
- Eligible police, fire and emergency services, Australian Defence Force and emergency medical workers, through the lender’s Everyday Heroes loan.
- Borrowers needing bridging or construction finance.
Home Loan Types La Trobe Financial Offers
La Trobe Financial offers residential as well as commercial lending. Verified residential loan types include:
- Owner-occupied home loans
- Investment property loans
- Lite doc home loans for self-employed borrowers
- SMSF loans
- Construction loans
- Bridging loans
- Rural residential loans
- Loans for international and expat borrowers
- Everyday Heroes loans for eligible emergency services and ADF workers
Getting a La Trobe Financial Home Loan Through Ingram Financial
Of course, every lender has its own policies, processes and quirks, and they change often. Rather than working through them on your own, let Ingram Financial help you navigate the maze and compare La Trobe Financial with the other lenders on our panel.
Shannon Ingram, our principal broker, compares La Trobe Financial with the rest of the panel and then explains where each option fits your situation. We work with clients across the Sutherland Shire from Bangor, NSW, as well as with clients across Australia by phone and video.
Meanwhile, to see current La Trobe Financial products, use the lender filter in our comparison tool. Then contact us or book a free chat to talk through your options.
La Trobe Financial Home Loan FAQs
No. La Trobe Financial is a non-bank lender and credit asset manager. It does not hold a banking licence, nor does it take deposits.
Brookfield, a global alternative asset manager, has been the majority owner of La Trobe Financial since May 2022. Then, in April 2026, Axight agreed to acquire a minority stake, with Brookfield remaining the majority shareholder.
Yes. La Trobe Financial offers full doc and lite doc residential loans for self-employed borrowers, with alternative income verification available in some circumstances, subject to eligibility and lender criteria.
It is a residential loan option for eligible police, fire and emergency services, Australian Defence Force and emergency medical services workers. However, the lender sets the eligibility criteria.
Yes. La Trobe Financial accepts applications through mortgage brokers, and it is also one of the lenders on the Ingram Financial panel.
Ingram Financial has no ownership ties to La Trobe Financial. La Trobe Financial is simply one of the lenders on our panel. We checked the lender information on this page in September 2026. However, it may change, and the lender sets product availability, policies and eligibility criteria.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Lending criteria, fees and charges apply. Consider whether it is appropriate for you and speak to us for advice specific to your situation.