AMP Bank

Founded: 1998 (AMP Bank; parent AMP Group founded 1849)

Ownership: ASX Listed (AMP Limited, ASX: AMP

Pros

  • Assesses applications on common sense, not just a credit score
  • Very investor friendly product options
  • Popular choice for mature-age and refinance-only borrowers
  • Accepts 100% of regular shift and car allowance income

Cons

  • Smaller branch and support network than the big four
  • Not currently accepting applications from expats
  • Narrower product range than the major banks

Best suited for

AMP Bank home loan rates

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