Bankwest home loans come from Bankwest, a Perth-based bank that has been a division of Commonwealth Bank of Australia since 2008. Bankwest is also one of the lenders on the Ingram Financial panel. This page is a factual profile to help borrowers understand who Bankwest is and where its home loans may fit. However, it is not a rating, an endorsement or a recommendation.
Bankwest at a Glance
| Item | Detail |
|---|---|
| Lender type | Brand and division of Commonwealth Bank of Australia (not a separately licensed bank) |
| Owned by | Commonwealth Bank of Australia, since 2008 |
| Founded or established | 1895 as the Agricultural Bank of Western Australia |
| Headquarters | Perth |
| Regulated by | Operates under Commonwealth Bank’s APRA banking authority and Australian credit licence |
| Home loans for | Owner-occupiers, investors, first home buyers and refinancers |
We checked these details in September 2026 against Bankwest’s own website and independent sources such as The Adviser’s Bankwest profile.
Ownership and History of Bankwest
The Western Australian government established Bankwest in 1895 as the Agricultural Bank of Western Australia to support the state’s farmers. Over more than a century it grew into a full-service bank based in Perth.
Then, in 2008, Commonwealth Bank of Australia bought Bankwest, and it joined the Commonwealth Bank Group. Today it operates as a division of Commonwealth Bank rather than as a separately licensed bank, so its products come under Commonwealth Bank’s banking authority and credit licence.
Furthermore, in recent years Bankwest has described its strategy as becoming a digital bank, with a strong focus on its mobile app and on the mortgage broker channel, which is a major source of its home loan customers.
Where Bankwest Home Loans May Suit
Based on what Bankwest publishes and what independent sources confirm, Bankwest home loans may suit:
- People building or renovating. Bankwest offers a construction loan that releases funds in stages as the build progresses. See construction loans.
- Borrowers who are comfortable with a digital-first bank and a strong mobile app for managing their loan.
- Owner-occupiers, investors and first home buyers looking for mainstream variable and fixed rate lending.
- Clients who prefer to apply through a broker. Bankwest has a dedicated broker division, and brokers arrange a large share of its home loans.
Home Loan Types Bankwest Offers
Bankwest’s own website and independent industry sources confirm the following home loan types. Product names and features change, so ask us for the current range.
- Owner-occupied home loans, with variable and fixed rate options
- Investment property loans
- Construction loans released in stages
- Refinancing from another lender
- First home buyer loans
Getting a Bankwest Home Loan Through Ingram Financial
Of course, every lender has its own policies, processes and quirks, and they change often. Rather than working through them on your own, let Ingram Financial help you navigate the maze and compare Bankwest with the other lenders on our panel.
Shannon Ingram compares Bankwest home loans with the rest of the panel, looking at your goals, income and deposit first, and then at which lender fits. In the meantime, to see current Bankwest products, use the lender filter in our comparison tool. When you are ready, contact us or book a free chat below. We help clients across the Sutherland Shire in person, as well as across Australia by phone and video.
Bankwest Home Loan FAQs
Bankwest is a banking brand and a division of Commonwealth Bank of Australia. It operates under Commonwealth Bank’s banking authority rather than holding a separate licence.
Commonwealth Bank of Australia, which acquired Bankwest in 2008.
Bankwest’s head office is in Perth, Western Australia. The bank started in 1895 as the Agricultural Bank of Western Australia.
Yes. Bankwest has a dedicated broker channel, and brokers arrange most of its home loans. Therefore, Ingram Financial can compare Bankwest with the other lenders on our panel.
Ingram Financial has no ownership ties to Bankwest. Bankwest is simply one of the lenders on our panel. We checked the lender information on this page in September 2026. However, it may change, and the lender sets product availability, policies and eligibility criteria.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Lending criteria, fees and charges apply. Consider whether it is appropriate for you and speak to us for advice specific to your situation.