Thinktank home loans come from Thinktank, an Australian non-bank lender based in North Sydney that specialises in commercial, residential and SMSF property finance and works only through mortgage brokers. Since 1 July 2026, Loan Market Group (LMG) brokers have also had access to its products under the name Thinktank by LMG. This page is a factual profile to help borrowers understand who Thinktank is and where its loans may fit. However, it is not a recommendation, and it does not rate or rank lenders.
Thinktank at a Glance
| Item | Detail |
|---|---|
| Lender type | Non-bank lender (property finance funded partly through securitisation) |
| Owned by | Privately held; Australian Finance Group (AFG), an ASX-listed aggregator, holds a strategic stake of about 30% |
| Founded | Mid-2000s (sources differ between 2005 and 2006) |
| Headquarters | North Sydney, NSW |
| Regulated by | ASIC, Australian Credit Licence 564080 (Think Tank Group Pty Ltd) |
| Listed on the ASX | No, although shareholder AFG is listed |
| Home loans for | Owner-occupiers, investors, self-employed borrowers, companies, trusts and SMSFs, plus commercial property borrowers |
Ownership and History of Thinktank
Thinktank began in the mid-2000s as a small-ticket commercial property lender, writing loans of under $3 million for self-employed borrowers and small businesses. Since the start, it has worked exclusively with mortgage brokers. Jonathan Street is its chief executive.
The lender then added SMSF lending in 2013, residential home loans in 2018 and private lending in 2024. It funds its loans partly through securitisation, issuing commercial and, since 2021, residential mortgage-backed securities.
In April 2018 Australian Finance Group (AFG), an ASX-listed mortgage aggregator, acquired a 30.4% strategic stake in Thinktank for $10.9 million and gained the right to appoint two directors. However, Thinktank remains privately held.
Since 1 July 2026, LMG and Loan Market brokers have had access to Thinktank’s commercial, residential, SMSF and private lending products as Thinktank by LMG, which replaced an earlier arrangement known as Go Beyond. Industry press describes it as a white-label partnership. However, Think Tank Group Pty Ltd still provides the credit under its own licence.
Where Thinktank Home Loans May Suit
- Self-employed borrowers and small business owners who need mid-doc or quick-doc income verification, in some circumstances and subject to lender criteria. See our self-employed home loans page.
- SMSF trustees buying or refinancing commercial or residential property. Note that the rules for new SMSF borrowing changed in August 2026, so read our SMSF loans page and ask us what is currently possible.
- Property investors who hold or plan to hold both residential and commercial property. Our investment loans page covers the basics.
- Companies, trusts and partnerships borrowing against property.
- Commercial property buyers who want lease-doc assessment based on an existing lease, subject to criteria.
Home Loan Types Thinktank Offers
- Residential home loans for owner-occupiers and investors (full doc, mid doc and quick doc)
- Commercial property loans (full doc, mid doc and lease doc)
- SMSF loans for residential and commercial property
- Private lending secured by property
You can read the lender’s own description at Thinktank.
Getting a Thinktank Home Loan Through Ingram Financial
Of course, every lender has its own policies, processes and quirks, and they change often. Rather than working through them on your own, let Ingram Financial help you navigate the maze and compare Thinktank with the other lenders on our panel.
Shannon Ingram, principal broker at Ingram Financial in Bangor in the Sutherland Shire, compares Thinktank with the rest of the panel based on your situation, and also helps clients across Australia by phone and video. In the meantime, to see current Thinktank products, use the lender filter in our comparison tool.
Ready to talk about a Thinktank home loan? If so, contact us or book a free chat below.
Thinktank Home Loan FAQs
No. Thinktank is a non-bank lender. Think Tank Group Pty Ltd provides the credit under its own Australian Credit Licence, and it funds loans partly through securitisation rather than deposits.
Thinktank remains in private hands. Australian Finance Group (AFG), an ASX-listed aggregator, has held a strategic stake of about 30% since April 2018.
Since 1 July 2026, Loan Market Group brokers have had access to Thinktank’s products under the Thinktank by LMG name. The lender and credit provider is still Think Tank Group Pty Ltd.
Yes. Thinktank has focused on self-employed borrowers and small businesses since it began, and offers mid-doc and quick-doc options in some circumstances, subject to lender criteria.
About This Profile
Ingram Financial has no ownership ties to Thinktank. Thinktank is simply one of the lenders on our panel, and Loan Market Group brokers can also offer its products as Thinktank by LMG. Ingram Financial is authorised under LMG Broker Services Pty Ltd (Australian Credit Licence 517192), a related company within Loan Market Group, so please ask us about how this relationship works. We checked the lender information on this page in September 2026. However, it may change, and the lender sets product availability, policies and eligibility criteria.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Lending criteria, fees and charges apply. Consider whether it is appropriate for you and speak to us for advice specific to your situation.