Assetline Capital, an Australian non-bank lender that has operated since 2012, offers property-backed home loans. Assetline Capital lends to individuals, self-employed borrowers, companies, trusts and self-managed super funds, with long-term Horizon Mortgages alongside bridging, construction and private lending. This page is a factual profile to help borrowers understand who Assetline Capital is and where its loans may fit. However, it is not a recommendation, and it does not rate or rank lenders.
Assetline Capital at a Glance
| Item | Detail |
|---|---|
| Lender type | Non-bank lender (property-backed lending funded by institutional and private investors) |
| Owned by | Part of the AltX Financial Group, a privately held Australian group |
| Founded | 2012 |
| Headquarters | Sydney, NSW (Bondi Junction), with a Melbourne office |
| Regulated by | ASIC. Regulated consumer loans are arranged through AltX Broker Partnerships Pty Limited, a corporate authorised representative of AHC Finance Pty Limited, Australian Credit Licence 448165 |
| Home loans for | Owner-occupiers and investors, self-employed and alt-doc borrowers, companies, trusts and SMSFs |
Ownership and History of Assetline Capital
Assetline Capital started in 2012 and has since funded property-backed transactions across Australia for property professionals, small and medium businesses and SMSFs. Its head office is in Sydney, and it also has an office in Melbourne.
The business is part of the AltX Financial Group, a privately held Australian group that funds lending through institutional and private investors rather than deposits. In addition, Assetline distributes its loans through mortgage brokers.
Assetline began with short-term and bridging finance and has since added Horizon Mortgages, a long-term residential and commercial mortgage range with terms of up to 30 years, as well as construction and development finance and private lending. Then, in November 2024, it expanded Horizon to individual borrowers with larger loan sizes.
Where Assetline Capital Home Loans May Suit
- Self-employed borrowers who need alt-doc income verification, in some circumstances and subject to lender criteria. See our self-employed home loans page.
- Borrowers who fall between prime and specialist lending: Horizon offers prime, near prime and specialist options on residential property.
- Companies and trusts buying or refinancing residential or commercial property.
- SMSF trustees: Assetline also offers SMSF loans for residential and commercial property with terms of up to 30 years. Note that the rules for new SMSF borrowing changed in August 2026, so read our SMSF loans page and ask us what is currently possible.
- Buyers who need bridging finance to purchase before they sell. Our bridging loans page explains how it works.
- Borrowers with a smaller deposit on residential property: Horizon may lend up to 85% of the property value, subject to eligibility and criteria.
Home Loan Types Assetline Capital Offers
- Long-term residential mortgages (Horizon Mortgages), full-doc and alt-doc
- Long-term commercial property loans
- SMSF loans (residential and commercial)
- Bridging loans
- Construction and development finance
- Private lending secured by property
You can also read the lender’s own description at Assetline Capital, and coverage of the Horizon range in The Adviser.
Getting an Assetline Capital Home Loan Through Ingram Financial
Of course, every lender has its own policies, processes and quirks, and they change often. Rather than working through them on your own, let Ingram Financial help you navigate the maze and compare Assetline Capital with the other lenders on our panel.
Shannon Ingram, principal broker at Ingram Financial in Bangor in the Sutherland Shire, compares Assetline Capital with the rest of the panel based on your situation, and also helps clients across Australia by phone and video. In the meantime, to see current Assetline Capital products, use the lender filter in our comparison tool.
Ready to talk about an Assetline Capital home loan? Contact us or book a free chat below.
Assetline Capital Home Loan FAQs
No. Instead, Assetline Capital is a non-bank lender that funds property-backed loans through institutional and private investors. It does not take deposits.
Assetline Capital is part of the AltX Financial Group, a privately held Australian group. It started in 2012 and has its head office in Sydney.
Yes, in some circumstances. For example, its Horizon Mortgages range includes alt-doc income verification for self-employed borrowers, subject to lender criteria.
Yes. Assetline offers SMSF loans for residential and commercial property with terms of up to 30 years, subject to criteria. The rules for new SMSF borrowing changed in August 2026, so ask us what currently applies.
Yes. Assetline distributes through mortgage brokers, so Shannon can compare it with the other lenders on the Ingram Financial panel.
About This Profile
Ingram Financial has no ownership ties to Assetline Capital. Assetline Capital is simply one of the lenders on our panel. We checked the lender information on this page in September 2026. However, it may change, and the lender sets product availability, policies and eligibility criteria.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Lending criteria, fees and charges apply. Consider whether it is appropriate for you and speak to us for advice specific to your situation.