If you work on the tools, getting a home loan can feel harder than it should. Home loans for tradies depend heavily on how you earn your money, because lenders treat a PAYG electrician, an ABN subcontractor and a builder…
If you’re house hunting this spring, one of the first questions to ask is simple: how long does pre-approval last? In short, it typically lasts around three months, and some lenders can extend it. It can also end early. So…
If you have a home loan with HSBC or Suncorp Bank, you’ve probably had a letter or two lately. Both banks are leaving the home loan market in their current form. Many borrowers are now asking whether to stay put…
Building a new home is exciting, but the finance works differently from buying an established house. A construction loan releases money in stages as your builder finishes each part of the job, so you only borrow what the build needs…
If you own a home in the Sutherland Shire and you’re ready for something bigger, smaller or simply different, the first question is usually whether to buy first or sell first. There’s no single right answer. However, the choice shapes…
Suncorp Bank has stopped accepting new home loan applications from 7 October 2026, as part of its move to ANZ. If you have a Suncorp Bank home loan, were thinking of applying with Suncorp Bank, or simply like having a…
If you’re wondering how much you can borrow for an investment property in 2026, the honest answer is that it depends on the lender as much as on you. After several rate rises in 2026, borrowing power has tightened for…
Plenty of Sutherland Shire parents want to help their kids buy close to home, but few have a spare few hundred thousand dollars for a deposit. A guarantor home loan lets parents help using the equity in their own home…
The RBA has lifted the cash rate to 4.60%. Here is what the September 2026 rate rise means for your repayments, fixed rates and borrowing power.
If your fixed rate ending date is coming up, you’re not alone. Plenty of Sutherland Shire homeowners locked in a fixed rate a few years ago and are now coming off it after several rate rises in 2026. The change…